Get the cash you need for nearly any purpose by
putting your future pension payments to work for you today.
Imagine borrowing from
your pension without taking
a loan and without having to worry about how to
pay it back.
Our unique financing
program provides up-front
lump sum cash to eligible pensioners in exchange for receiving a number of the pensioner's future pension payments.
Contact us now for your FREE no-nonsense
appraisal of your
For an immediate quote. Please complete our
Advance Quote Form
Typical Pensioner's Obstacle
Borrowing money from traditional financing sources
without having the required collateral as security for
a loan can be difficult for anyone.
Those on a pension in need of financing after retirement
who do not have other significant assets offer an unfortunate
illustration of this.
When applying for a loan, a retiree's pension payments
certainly may be counted as a steady source of income,
but few, if any financial institutions recognize this income
stream alone as an asset to be loaned against.
The result often leaves retired pensioners viewed like
all other unqualified borrowers, and can make
the "golden years" not so golden. If you're a pensioner
who has tried borrowing against their pension,
you know what we're talking about.
We view those pension payments you're receiving differently.
From our perspective, once you've started collecting payments,
you already have the collateral necessary
to get the financing you need.
Once you qualify, we will actually buy a number of your
future pension payments at today's (present) value.
Unlike a bank, our unique financing program is not
structured as a loan.
Instead, eligible pensioners receive an up-front,
lump sum cash payment in exchange for giving
up their right to receive a specified
number of future pension payments.
The concept is simple, and the funds we provide can
be used for nearly any purpose: debt consolidation,
a down payment for a home, making investments,
paying education expenses... you name it.
Most types of pensions are eligible, including
corporate (public & private), civil service
(including all levels of government), even military pensions.
The cost? often less than what you now may be
paying for other financing, and since we know that
time really is money, we'll do our best to get you through
the application and approval process as quickly as possible.
Contact us now for your FREE no-nonsense
appraisal of your pension payments
For an immediate quote.
Please complete our
Advance Quote Form
Selling pensions is simpler than you believe. Tomarket your pension, we purchase from a specific part of future income in your
pension payment stream. Only then do we pay out an upfront lump sum payment of
money on that stream. Selling your pension requires you in deciding precisely
the amount of your pension payment you'll be able to put aside every month. Or,
determine the amount of money you'll need being an advance, and we’ll do all of
Your Passport to New Beginnings—Your State Pension
Pension Funding offers a
unique cash advance service for retired, state government employees who own an
monthly pension. You could put money in your checking account now with our
Ask yourself: What’s the
value of something now compared to later? Unless it’s family heirloom, the
value will be less. But we can advance cash against your pension. The cost to
you for this state pension payment buyout is as little as 13 percent, which is
less than most of today’s credit card interest rates. What’s more, we do not
profit from―or even breakeven―on this long-term investment for nearly five
Retired service men and women receiving a month or annual pension payment, qualify for a unique cash advance program designed for retired military personnel. The program purchases 8 years of your monthly or annual military pension payment and pays a lump sum in exchange for those 8 years. The military pensioner decides whether or not they want to sell either all or a portion of their monthly or annual pension payments.
Pension Funding’s Advanced Pension Payment Program makes a lot of sense for service men and women transitioning from active duty to occupations outside the military. These services are great for helping families cover a down payment, education, medical bills, debt, or even the unwelcome divorce.
For qualified retired military personnel looking to improve their situation, this is Not a Loan. The structure of this program provides lump sum cash, in exchange for their monthly or annual military pension payment.
The smart investor knows about the cost of money. Money in today’s market is worth more than tomorrow’s market, with factors like interest and inflation, eroding the value of money. Many retired individuals take out loans at high interest rates in order to start a business, buy a home, or complete other going-forward choices. The cost to you for this pension buyout can be as little as 13 percent, which is less than most of today’s credit card interest rates.
Minimums do exist on this military pension payment buy out. You must be receiving and/or drawing at least $500.00 per month or $6,000.00 per year from your military pension payment to qualify. There is no maximum and U.S. Pension Funding can buy out your entire monthly or annual pension for 8 years.
Pension Funding can purchase Regular Military, Combat-Related Special Compensation (CRSC), & Concurrent Retirement & Disability Pay (CRDP) Pension Payments. These retired financial military services are targeted toward the men and women of the armed services to provide a vehicle for them to get ahead in rewarding new careers, a better quality of life, or simply taking some long-deserved vacation.
Pension Funding honors the service you have provided and wants to earn your trust. We specialize in pension payment purchasing and help hundreds of retired military men and women successfully fulfill their dreams.
TransformPart of Your Pension into a Working AssetNo doubt, you are asking yourself: “Is this a loan against my pension?’
It’s a common question, but don’t let it make you uncomfortable in any way.
The answer is no. And that’s good for you. You are not borrowing against your pension. You are the owner of the pension asset. And you can turn it into a working asset by selling a portion of it.
Pension Funding offers a unique cash advance service for retirees who own a pension stream. Some refer to a loan against pension (it is an advance, not a loan) because you actually sell to us a specific portion of your pension. We purchase typically an eight-year portion of your overall pension payments and provide you with a cash advance.
Hundreds of retirees have already enjoyed the real benefit of flexibility from a loan against pensions. They have taken this advance and applied it directly to credit card debt, medical bills, or to pay attorney fees in a divorce.
The cost of money for this loan on pension averages 13 percent annually for qualified applicants― less than today’s rising credit card interest rates. We advance the loan for pensions for a full eight years.
The minimum loan on pensions or, more accurately, advances is $500.00 per month or $6,000 a year. You can take a lump sum. Many clients qualify for a loan for pension and the average received from their pension sale is $50,000. That’s real-time cash to allow you to do what you need to do now—not later when the window of