Typical Pensioner's Obstacle

Borrowing money from traditional financing sources
without having the required collateral as security for
a loan can be difficult for anyone.

Those on a pension in need of financing after retirement
who do not have other significant assets offer an unfortunate
illustration of this.

When applying for a loan, a retiree's pension payments
certainly may be counted as a steady source of income,
but few, if any financial institutions recognize this income
stream alone as an asset to be loaned against.

The result often leaves retired pensioners viewed like
all other unqualified borrowers, and can make
the "golden years" not so golden. If you're a pensioner
who has tried borrowing against their pension,
you know what we're talking about.

Our Solution

We view  those pension payments you're receiving differently.
From our perspective, once you've started collecting payments,
you already have the collateral necessary
to get the financing you need.

Once you qualify, we will actually buy a number of your
future pension payments at today's (present) value.
Unlike a bank, our unique financing program is not
structured as a loan.

Instead, eligible pensioners receive an up-front,
lump sum cash payment in exchange for giving
up their right to receive a specified
number of future pension payments.

The concept is simple, and the funds we provide can
be used for nearly any purpose: debt consolidation,
a down payment for a home, making investments,
paying education expenses... you name it.

Most types of pensions are eligible, including
corporate (public & private), civil service
(including all levels of government), even military pensions.

The cost? often less than what you now may be
paying for other financing, and since we know that
time really is money, we'll do our best to get you through
the application and approval process as quickly as possible.