Get the cash you need for nearly any purpose by
putting your future pension payments to work for you today.


Imagine
borrowing from
your pension without taking
a loan and without having to worry about how to
pay it back.

Our unique financing
program provides up-front
lump sum cash to eligible pensioners in exchange for receiving a number of the pensioner's future pension payments.

Contact us now for your FREE no-nonsense
appraisal of your
pension payments

at 1-888-942-6639
or

For an immediate quote. Please complete our
Pension Payments
Advance Quote Form

Typical Pensioner's Obstacle

Borrowing money from traditional financing sources
without having the required collateral as security for
a loan can be difficult for anyone.

Those on a pension in need of financing after retirement
who do not have other significant assets offer an unfortunate
illustration of this.

When applying for a loan, a retiree's pension payments
certainly may be counted as a steady source of income,
but few, if any financial institutions recognize this income
stream alone as an asset to be loaned against.

The result often leaves retired pensioners viewed like
all other unqualified borrowers, and can make
the "golden years" not so golden. If you're a pensioner
who has tried borrowing against their pension,
you know what we're talking about.

Our Solution

We view  those pension payments you're receiving differently.
From our perspective, once you've started collecting payments,
you already have the collateral necessary
to get the financing you need.

Once you qualify, we will actually buy a number of your
future pension payments at today's (present) value.
Unlike a bank, our unique financing program is not
structured as a loan.

Instead, eligible pensioners receive an up-front,
lump sum cash payment in exchange for giving
up their right to receive a specified
number of future pension payments.

The concept is simple, and the funds we provide can
be used for nearly any purpose: debt consolidation,
a down payment for a home, making investments,
paying education expenses... you name it.

Most types of pensions are eligible, including
corporate (public & private), civil service
(including all levels of government), even military pensions.

The cost? often less than what you now may be
paying for other financing, and since we know that
time really is money, we'll do our best to get you through
the application and approval process as quickly as possible.

Contact us now for your FREE no-nonsense
appraisal of your pension payments

at 1-888-942-6639
or
For an immediate quote.
Please complete our

Pension Payments
Advance Quote Form

This program is
NOT A LOAN
. We will buy
the next eight years of your
pension for a lump
sum of cash

To Be Considered:
1)
You must be fully
employed or have other sources of income,

2) You must have
"
fair credit" a credit
score of 580 or better.
(if you had a bankruptcy,
we like to see 2 years pass from the   time that the bankruptcy was discharged).

3) You must be receiving a
minimum of $400/month net


 

 

 

 

 

 

 

 

 

 

 

 

 


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Selling pensions is simpler than you believe. Tomarket your pension, we purchase from a specific part of future income in your pension payment stream. Only then do we pay out an upfront lump sum payment of money on that stream. Selling your pension requires you in deciding precisely the amount of your pension payment you'll be able to put aside every month. Or, determine the amount of money you'll need being an advance, and we’ll do all of the information.

When you sell pension obligations, we make a digital funds transfer directly for your requirements that can be used to aid the existence chance you're going after

Yes. Our process creates a lump sum payment pension payment for you. Lump sum payment pension obligations are a great way to convert your retirement resource into working cash to complete the items you must do publish-retirement. Despite the fact that you sell us a particular area of the lump sum payment pension, you'll still retain nearly all your pension for later-in-existence needs.

Pension lump sums have become more prevalent with more youthful retired people being released from the military, police force, nursing, fire service or government employees, who may retire as soon as 50 with 30 years still in front of them. They would like to repay more costly charge card debt, start new companies, or trek the Himalayas or simply take a seat on the beach inTahiti. Pension lump sums turn these desires into facts.

In addition to this, lump sum payment pensions make seem business sense since the costs connected using the portion you sell us is under what it really costs you to definitely take funding on an average charge card. As little as 13 percent, a Type Of Pension Lump Sum Payment compares well to today’s rates of interest on charge cards which could top out at 27 to 33 percent.

Your Passport to New Beginnings—Your State Pension

Pension Funding offers a unique cash advance service for retired, state government employees who own an monthly pension. You could put money in your checking account now with our help.

We do a state pension buy out by purchasing an eight-year portion of your pension that you sell to us for a cash advance. You can take this state pension loan (actually an advance, not a loan) and apply it directly to credit card debt, medical bills, or to cover the expense of an unwelcomed divorce or medical situation

Ask yourself: What’s the value of something now compared to later? Unless it’s family heirloom, the value will be less. But we can advance cash against your pension. The cost to you for this state pension payment buyout is as little as 13 percent, which is less than most of today’s credit card interest rates. What’s more, we do not profit from―or even breakeven―on this long-term investment for nearly five years.

There is a minimum on state pension loans or, more accurately, state pension payment buy outs (not loans but advances) of $500.00 per month to you or $6,000 a year for the state pension payment purchase. But there’s no maximum. We can make state pension payment purchases on your entire pension (up to eight years) if you choose.

State government employees and their handling of daily services make a real difference in the quality of life for residents. Now it’s your turn to enhance quality of life issues. Use your pension to take a trip, help a relative, resolve a medical issue, or eliminate debt.

State pension payment purchasing is our specialty, and we’ve helped hundreds of retired state employees, just like you, to leverage their pensions to true advantage.

Retired service men and women receiving a month or annual pension payment, qualify for a unique cash advance program designed for retired military personnel. The program purchases 8 years of your monthly or annual military pension payment and pays a lump sum in exchange for those 8 years. The military pensioner decides whether or not they want to sell either all or a portion of their monthly or annual pension payments.

Pension Funding’s Advanced Pension Payment Program makes a lot of sense for service men and women transitioning from active duty to occupations outside the military. These services are great for helping families cover a down payment, education, medical bills, debt, or even the unwelcome divorce.

For qualified retired military personnel looking to improve their situation, this is Not a Loan. The structure of this program provides lump sum cash, in exchange for their monthly or annual military pension payment.

The smart investor knows about the cost of money. Money in today’s market is worth more than tomorrow’s market, with factors like interest and inflation, eroding the value of money. Many retired individuals take out loans at high interest rates in order to start a business, buy a home, or complete other going-forward choices. The cost to you for this pension buyout can be as little as 13 percent, which is less than most of today’s credit card interest rates.

Minimums do exist on this military pension payment buy out. You must be receiving and/or drawing at least $500.00 per month or $6,000.00 per year from your military pension payment to qualify. There is no maximum and U.S. Pension Funding can buy out your entire monthly or annual pension for 8 years.

 

 Pension Funding can purchase Regular Military, Combat-Related Special Compensation (CRSC), & Concurrent Retirement & Disability Pay (CRDP) Pension Payments. These retired financial military services are targeted toward the men and women of the armed services to provide a vehicle for them to get ahead in rewarding new careers, a better quality of life, or simply taking some long-deserved vacation.

Pension Funding honors the service you have provided and wants to earn your trust. We specialize in pension payment purchasing and help hundreds of retired military men and women successfully fulfill their dreams.

 

 

 

 

 

TransformPart of Your Pension into a Working Asset

No doubt, you are asking yourself: “Is this a loan against my pension?’

It’s a common question, but don’t let it make you uncomfortable in any way.

The answer is no. And that’s good for you. You are not borrowing against your pension. You are the owner of the pension asset. And you can turn it into a working asset by selling a portion of it.

Pension Funding offers a unique cash advance service for retirees who own a pension stream. Some refer to a loan against pension (it is an advance, not a loan) because you actually sell to us a specific portion of your pension. We purchase typically an eight-year portion of your overall pension payments and provide you with a cash advance.

Hundreds of retirees have already enjoyed the real benefit of flexibility from a loan against pensions. They have taken this advance and applied it directly to credit card debt, medical bills, or to pay attorney fees in a divorce.

The cost of money for this loan on pension averages 13 percent annually for qualified applicants― less than today’s rising credit card interest rates. We advance the loan for pensions for a full eight years.

The minimum loan on pensions or, more accurately, advances is $500.00 per month or $6,000 a year. You can take a lump sum. Many clients qualify for a loan for pension and the average received from their pension sale is $50,000. That’s real-time cash to allow you to do what you need to do now—not later when the window of